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We Are FSC Associates




Rob Vogel OSJ, CFP

As Managing Partner of our group, Rob brings more than 30 years of business and personal experience as a licensed, Certified Financial Planner.  Rob began his career in 1982 with one of the largest firms in the industry.  In 1989, he branched off on his own as an independent financial advisor.  His main objective is to provide clients with personalized, not commercialized, investment advice.  Rob’s experience extends to corporate & personal retirement issues, investment management, investment solutions, pension plans, insurance, estate and education planning.




University at Buffalo, Buffalo, New York

Majored in Business, with Minor in Economics

Registrations & Licenses

Licensed Certified Financial Planner (CFP®)

Series 7 (General Securities)

Series 24 (Securities Principal)

Series 54 (Municipal Securities Principal)

Series 63 (Multi State License)

Life License

Variable Annuity License

Investment Advisor Representative


Contact Rob: 716-852-1705



Kristine Buchband

Kristine has been employed in the financial industry for over 30 years. She focuses on wealth management for both families and business owners; as well as income planning for retirees. She creates investment plans designed to meet each client’s unique goals, objectives, and risk tolerance. Kristine joins FSC Securities from Morgan Stanley.

Kristine holds the FINRA Series 7, 63, 65, 9 and 10 licenses and is registered in many individual states.   Additionally, she has her NYS Life, Accident, and Health insurance license which allows advisors to discuss fixed and variable annuities, as well as life insurance products.

Kristine relocated to Buffalo from Queens, NY in 1989 with her husband. She studied business at NYU. In her spare time, she enjoys visiting with family and friends and is active in her local community.


Contact kristine: 716-587-8680 ( direct Line)  


Greg Merkle

Greg has served the Western New York area since 1989 and holds a 1985 Bachelor’s degree from the University of Pittsburgh. He holds securities registrations, 7, 24, and 63, along with New York State’s Life and Health.

Greg’s focus in his practice is to help his clients navigate the educational and emotional process of investment and retirement planning.  Great care is given to insure his clients are not only managed properly, but are guided through their tailored investment process.

Greg is very active in the community.

  • Board member of the Boys and Girls Club of Elma, Marilla and Wales.  Also is the Chairman of the Endowment Committee.
  • Chairman of the Board for Iroquois High School’s Business Academy and the Iroquois Foundation.


  • President of the Greater Buffalo United States Bowling Congress Association and Chairman of its Hall of Fame and Finance Committees.


  • Board member for the Greater Buffalo Sports Hall of Fame and Chairman of the Long Range Planning Committee.


  • Member of St. Matthias’ Church Vestry and Chairman of its Finance Committee.


  • Member of the Town of Elma Planning Board, Southtowns Umpire Assoc., Safari Club of WNY, East Aurora Moose Lodge and East Aurora Baseball/Softball Hall of Fame Committees.



Contact Greg at 716-852-1705




Jeffrey VanRemmen


Jeff began his financial services career shortly after obtaining his Bachelors of Finance degree from Canisius College in Buffalo, New York.

Jeff started as a life insurance representative for Phoenix Home Life in 1986, where he developed his skills in financial planning and the need for life insurance in estate tax and wealth transfer planning.  During those years, he became a LUTC (Life Underwriting Training Council).


Jeff eventually saw the need for independence from corporate pressure regarding his product decisions, and in 1997 became an independent financial services representative.


As an independent, Jeff has honed his skills to focus on both the tax advantaged creation of wealth, and the planning necessary to properly choose and maintain the income necessary during his clients retirement years.


“You would think the decision as to when to take your social security is no big deal.”  Jeff often says, “It is one of the most important decisions a client makes during their retirement.”


Jeff has been blessed to have 5 wonderful children, 2 wonderful grandchildren and a loving wife, Teri, who he married in 1986.


Jeff’s community involvement centers through volunteerism at his church. He is very active in many areas:


  • Youth Ministry, through St. Vincent DePaul RCC, Springville, NY.
  • Volunteer Prison Ministry through Cephas Ministry.
  • Coach of baseball, softball for the mission team at St. Vincent DePaul RCC, and town of Springville, N.Y.


Contact Jeff:



Our dedicated Office Administrators



Kelly Willson

Kelly holds a BS degree in management from Canisius College (1989). She has been in sales and service for her entire career, has over 20 years of experience in the financial services industry, and holds Securities Licenses 7 & 66, as well as NY State Life, Accident, & Health Insurance.

Her career has taken her through all aspects of a financial advisory practice including marketing, new representative training, third party record keeping, business development, compliance and operations management.

Kelly prides herself on providing the best and most comprehensive level of service to individual clients, businesses, and the financial advisors and planners who manage their wealth.


She lives in Strykersville, NY with her husband and their son. In her free time she enjoys reading, playing the piano and gardening.


Contact Kelly:



Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck